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223 Collins St, Hobart TAS 7000, Australia

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ABN: 47 857 843 162

©2019 BY HOBART HOME LOANS. 

Recent Posts

November 25, 2019

The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how.

1. Parent-to-child loan

A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administ...

November 7, 2019

The RBA’s decision to hold on interest rates gives us time to take a deeper look at what is going on. After all, there could be further cuts. What drives the decision making? What could send rates lower?

To cut or not

On the first Tuesday of each month, except January, t...

October 28, 2019

If you are buying or selling a property, the settlement period is when you will deal with finances and paperwork to legally transfer ownership of the property. Your financial and legal reps will handle the hard stuff but knowing what is involved is key to a smooth sett...

February 25, 2019

Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates – but is it worth it? We take a look at how you can get the most out of refinancing.

Why refinance?

Generally, people refinance to negotiate a better deal on t...

February 15, 2019

As you may have heard, over the past 12 months there has been a Royal Commission into Misconduct into Banking, Superannuation and Financial Services. On Monday 4 February, the Government released the Final Report which contained recommendations around mortgage brokers...

December 13, 2018

Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money.

A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research, shop...

October 22, 2018

So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success.

1. Know your goal

Understanding your financial objectiv...

August 1, 2018

When people buy property together, particularly if it’s with a partner or spouse, they often register the title in both people’s names – especially if they’re going to live in the property.

But other arrangements are possible, several friends might opt to own individual...

July 5, 2018

When you apply for a home loan, the lender will assess a range of factors to determine whether or not you can afford to repay the money you borrow. One of the factors the lender will take into account is your living expenses, including the amount you spend on your groc...

June 8, 2018

The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it.

Understand your borrowing capacity
Generally speak...

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